Santa Teresa continues to attract international buyers looking for more than a vacation home. Its combination of world-class surf, a strong restaurant scene, tropical surroundings and proximity to the Pacific coast has created a real estate market where location and usability matter.

For buyers specifically searching for a 4-bedroom villa in Santa Teresa, opportunities that combine beach proximity, established rental performance and turnkey convenience deserve particular attention.

One such property is this fully furnished 4-bedroom villa listed at $990,000. Located in Santa Teresa, Puntarenas, the property is just a 1-minute walk from the beach and offers a private saltwater pool, four bedrooms, three bathrooms, established rental history and a current commercial permit.

Why This 4-Bedroom Villa Stands Out

The biggest advantage of this Santa Teresa villa is its combination of location and operational readiness.

The property is positioned at the end of a private and secure street, while still being within walking distance of beaches, restaurants, supermarkets and some of Santa Teresa's popular surf breaks.

It is also being offered fully furnished and is already operating as a rental property. The listing reports more than six years of successful rental history and a 4.95 Airbnb rating, with rental spreadsheets available to qualified buyers.

For someone who wants to use a property personally while retaining the option of continuing an established rental operation, that combination can be particularly appealing.

Property Details

This 4-bedroom villa is listed for $990,000 and sits on a 400 m² lot in Santa Teresa, Puntarenas.

The home was built in 2012 and includes four bedrooms and three bathrooms, with two parking spaces. The property is fully furnished and designed around indoor-outdoor living.

The layout includes an open island kitchen, generous living areas, a large sundeck and a private saltwater swimming pool. Air conditioning, appliances, internet connectivity and a BBQ area are also included.

The property listing also identifies it as an income-producing and investment opportunity.

One Minute From the Beach

Beach proximity is one of the strongest selling points of this villa.

According to the current listing, the property is just a 1-minute walk from the beach. It is also described as being within walking distance of Santa Teresa's beaches, restaurants, supermarkets and surf breaks.

For buyers considering Santa Teresa as both a lifestyle destination and an investment market, this type of location can have practical advantages.

Being able to walk to the beach reduces dependence on a vehicle for everyday activities and makes the property particularly suited to guests who want a convenient coastal experience.

It also gives owners the flexibility to enjoy the same location themselves rather than treating the property purely as an investment.

A Location Built Around the Santa Teresa Lifestyle

Santa Teresa is known for its relaxed Pacific-coast lifestyle, with surfing, wellness, dining and outdoor activities forming a major part of everyday life.

The area has also developed into an international destination, attracting vacationers, remote workers, entrepreneurs and property buyers from around the world.

For real estate buyers, location is therefore about more than simply being close to the ocean. Access to beaches, restaurants, shops, roads, utilities and established services can all influence how practical a property is for personal use and rental operations.

Coldwell Banker Sunset Reef Realty's own 2026 market guidance similarly highlights infrastructure, usability, location quality and long-term value as important considerations for buyers evaluating Santa Teresa property.

Buyers still comparing locations can also review the best areas to buy property in Santa Teresa.

4-bedroom villa in Santa Teresa, Costa Rica, showcasing tropical coastal living and a prime location steps from the beach for international property buyers.

What Makes This Villa Turnkey?

A turnkey property can be particularly attractive in Santa Teresa because it allows a buyer to focus on using or operating the home rather than starting a major renovation project.

This villa is offered fully furnished and already has an established rental history.

The property also has a current commercial permit, AyA water, fiber optic internet, a reserve water tank, an automatic garage and a private saltwater pool. The listing states that all permits are current.

For an international buyer, these details can reduce some of the practical uncertainty associated with purchasing a property from overseas.

However, buyers should still conduct independent legal, technical and financial due diligence before completing a purchase.

More Than Six Years of Rental History

One of the property's strongest investment-related features is its operating history.

The current listing states that the villa has more than six years of successful rental history and a 4.95 Airbnb rating. Rental spreadsheets are available for qualified buyers.

This is important because buyers evaluating an income-producing property should look beyond projected returns.

Actual operating history can provide useful information about previous performance, although historical results should never be treated as a guarantee of future income.

Qualified buyers should request the available financial records and review revenue, occupancy, operating costs, management expenses, maintenance and other relevant figures before making an investment decision.

What Should Investors Look At?

• Rental history and supporting financial records
• Current occupancy and seasonal performance
• Property management arrangements
• Maintenance and operating expenses
• Commercial permits and other required documentation
• Water and utility infrastructure
• Internet connectivity
• Road access
• Property taxes and ownership costs
• Insurance requirements
• Potential future capital expenditure

The Water Situation in Santa Teresa

Water is an important consideration when purchasing real estate in Santa Teresa.

This villa has AyA water and a reserve water tank, according to the current property listing.

The reserve tank provides an additional layer of practical resilience for the property, but buyers should still verify the water documentation, connection details, capacity and any relevant service arrangements as part of their due diligence.

Water infrastructure should be considered alongside electricity, wastewater, internet access and road access when comparing properties in Santa Teresa.

Fiber Optic Internet for Modern Coastal Living

Reliable connectivity is increasingly important for both residents and rental properties.

This villa has fiber optic internet, which supports buyers who plan to combine coastal living with remote work or digital business activities.

For vacation rentals, dependable internet can also be an important feature for guests who want to stay connected while enjoying Santa Teresa.

Indoor-Outdoor Living

The design of the villa reflects the tropical lifestyle for which Santa Teresa is known.

The property includes generous indoor-outdoor living areas, an open island kitchen and a large sundeck with a premium grill. The private saltwater pool creates an additional outdoor area for relaxing and entertaining.

For a four-bedroom property, these spaces can also make the home more practical for families or groups who want shared areas without sacrificing private bedroom space.

The Saltwater Pool

The private saltwater pool is another feature that strengthens the property's appeal as both a lifestyle home and rental property.

A pool gives owners an alternative to spending every day at the beach and provides guests with a private outdoor amenity.

Combined with the sundeck, BBQ area and indoor-outdoor layout, it creates a natural setting for entertaining, relaxing and enjoying the Santa Teresa climate.

What About Ocean Views?

Ocean views are one of the features that can command a premium in Santa Teresa, but buyers should distinguish between beach proximity and an actual ocean view.

This particular villa is marketed for its proximity to the beach, and its property details identify the view as a pool view. It should therefore not be presented as an ocean-view property.

For buyers who consider an ocean view essential, Coldwell Banker Sunset Reef Realty can help compare this property with Santa Teresa homes and villas where ocean views are specifically advertised and documented.

Best Surf Spots Near Santa Teresa

Surfing is central to Santa Teresa's identity and is one of the lifestyle factors that continues to attract international visitors and property buyers.

The area is known for its surf breaks and beach culture, with different sections of the coastline offering different conditions depending on swell, tide and experience level.

For buyers who surf, being able to walk from home to the beach can be a meaningful lifestyle advantage.

For rental investors, proximity to surf and beach access can also make a property more attractive to guests specifically choosing Santa Teresa for its coastal lifestyle.

Restaurants and Local Amenities

Santa Teresa has developed a diverse dining scene ranging from casual local restaurants to international and higher-end options.

The villa's location places restaurants and supermarkets within walking distance, according to the current listing.

That matters for both owners and guests.

A vacation home that allows visitors to reach restaurants, groceries and the beach without always needing transportation can offer a more convenient experience.

For owners, it also makes spontaneous trips to the beach or dinner much easier.

Buying a Santa Teresa Villa Under $1 Million

At $990,000, this property sits just below the $1 million threshold.

That makes it relevant to buyers searching for premium Santa Teresa property while maintaining a budget below seven figures.

However, price should always be considered alongside location, property condition, infrastructure, rental history, permits and land characteristics.

A lower-priced property that requires significant renovation or infrastructure work may not necessarily represent better value than a more expensive turnkey property with an established operating history.

This is why comparing properties based on their complete ownership proposition is more useful than comparing asking prices alone.

Why the $990K Price Point Is Interesting

The $990,000 asking price puts this villa in a segment where buyers can access a substantial four-bedroom property with established rental operations and very close beach access without moving into the highest end of Santa Teresa's luxury market.

The property is also already furnished and operational, which can potentially reduce the immediate capital and time commitment associated with furnishing or preparing a property for use.

The current asking price should always be verified with Coldwell Banker Sunset Reef Realty before making an offer, as real estate pricing can change.

Are Property Prices Being Reduced in Santa Teresa?

Buyers are increasingly paying attention to price reductions and negotiation opportunities in Santa Teresa.

The important distinction is between individual listings becoming more flexible and the entire market experiencing a broad decline.

Coldwell Banker Sunset Reef Realty's current market guidance notes that buyers are increasingly focused on infrastructure, usability, location quality and long-term value rather than simply the appearance of a property online.

That creates an opportunity for buyers who are prepared to compare properties carefully.

Rather than assuming every price reduction represents a bargain, buyers should ask why the property has been reduced, how it compares with similar inventory and whether the underlying property fundamentals justify the asking price.

What About Hotels and Income-Producing Properties?

Santa Teresa's investment market extends beyond traditional single-family homes.

Hotels, boutique accommodations, multi-unit properties and vacation rental homes can all appeal to investors looking for income-producing real estate.

However, these property types require different due diligence.

A buyer considering an income-producing property should examine historical financial performance, operating expenses, licenses, permits, staffing, management arrangements and the condition of the physical asset.

The same principle applies to this four-bedroom villa. Its established rental history is a positive starting point, but qualified buyers should review the available financial information before making assumptions about future returns.

Private Lending and Financing Options

International buyers sometimes explore private lending or alternative financing when purchasing Costa Rica real estate.

The availability and structure of private lending can vary depending on the buyer, property, lender and transaction.

Buyers should therefore avoid assuming that a particular financing structure will be available before obtaining professional advice and written terms.

For a property at $990,000, understanding the full capital requirement is especially important. Buyers should consider the purchase price alongside closing costs, legal fees, financing costs, insurance, property taxes, maintenance, management and any future improvements.

Coldwell Banker Sunset Reef Realty can help buyers understand the property itself and connect them with appropriate professionals for the financial and legal aspects of the transaction.

What Makes This Property Attractive to Lifestyle Buyers?

For a lifestyle buyer, the appeal is straightforward.

You have four bedrooms, three bathrooms, a private pool, furnished interiors, indoor-outdoor living spaces and a location just one minute from the beach.

You can walk to restaurants, supermarkets and surf breaks, while the property also has fiber optic internet and practical infrastructure already in place.

The home can therefore function as a personal retreat while retaining the potential to continue operating as a vacation rental.

What Makes It Attractive to Investors?

The investment proposition is based on several identifiable characteristics rather than a promise of future returns.

The property has more than six years of rental history, a 4.95 Airbnb rating, a current commercial permit and rental spreadsheets available to qualified buyers. It is also fully furnished and positioned close to the beach and local amenities.

Those factors give a prospective buyer information to work with.

The next step is to examine the financial records and determine whether the property's historical performance aligns with the buyer's investment objectives.

What Should Buyers Verify Before Purchasing?

Even with a turnkey property, due diligence remains essential.

Before purchasing, buyers should independently verify the property's title, boundaries, permits, water arrangements, utilities, construction documentation, taxes, insurance, rental operation and any obligations associated with the commercial permit.

For an income-producing property, buyers should also review historical financial statements and confirm which assets, furnishings, bookings and operational arrangements are included in the sale.

A qualified Costa Rican attorney, accountant and appropriate technical professionals should be involved where necessary.

Who Is This 4-Bedroom Villa Best For?

This property could appeal to several types of buyers.

A lifestyle buyer may value the immediate access to the beach and Santa Teresa's restaurants and surf culture.

A second-home buyer may appreciate having a fully furnished property that can be used personally without starting a renovation or furnishing project.

An investor may be attracted by the established rental history, commercial permit and existing operational setup.

An expat buyer may appreciate the combination of private outdoor space, internet connectivity, local amenities and beach access.

The right buyer ultimately depends on the intended use of the property and the financial results confirmed during due diligence.

Why Choose Coldwell Banker Sunset Reef Realty?

Buying property in Santa Teresa requires more than finding an attractive listing online.

Local knowledge matters because properties can differ significantly in terms of road access, infrastructure, water, location, rental potential, permits and long-term usability.

Coldwell Banker Sunset Reef Realty provides buyers with access to Santa Teresa property listings and local market knowledge, helping international and domestic buyers compare opportunities based on their specific objectives.

For investment properties, the process can also include reviewing available rental information and arranging private property tours.

The goal is not simply to find a property that looks good on paper. It is to help buyers understand what they are purchasing and whether it fits their lifestyle or investment strategy.

A 4-Bedroom Villa Steps From the Beach

This $990,000 4-bedroom villa presents a compelling combination of beach proximity, established rental history and turnkey convenience.

It is just a 1-minute walk from the beach, includes a private saltwater pool, is fully furnished and has a current commercial permit. The property also has more than six years of rental history and a 4.95 Airbnb rating, with rental spreadsheets available to qualified buyers.

For buyers searching specifically for a 4-bedroom villa in Santa Teresa, the property's combination of location, functionality and established rental use makes it worth closer consideration.

If you would like to understand the property's rental performance, review the available financial information or arrange a private viewing, contact Coldwell Banker Sunset Reef Realty to discuss the opportunity.

Frequently Asked Questions

How much is this 4-bedroom villa in Santa Teresa?

The current asking price is $990,000. The property is listed as active and published by Coldwell Banker Sunset Reef Realty.

How close is the villa to the beach?

The current listing states that the property is just a 1-minute walk from the beach. It is also within walking distance of restaurants, supermarkets and surf breaks.

Does the villa have a pool?

Yes. The property has a private saltwater swimming pool.

Is the villa furnished?

Yes. The property is listed as fully furnished and turnkey.

Does the property have rental history?

Yes. The listing states that the villa has more than six years of successful rental history and a 4.95 Airbnb rating. Rental spreadsheets are available for qualified buyers.

Does the property have a commercial permit?

Yes. The current listing states that the property has a current commercial permit and that all permits are current.

What water system does the villa use?

The property listing states that it has AyA water and a reserve water tank. Buyers should independently verify the property's water documentation and service arrangements during due diligence.

Is this an ocean-view villa?

The property should not be marketed as an ocean-view villa. The current listing identifies the property's view as a pool view. Its key location advantage is its proximity to the beach.

Can buyers review the rental financials?

Yes. The listing states that rental spreadsheets are available for qualified buyers.

Can I arrange a private viewing?

Yes. Coldwell Banker Sunset Reef Realty invites interested buyers to request financial information and schedule a private tour of the property.