Finding a modern home in Santa Teresa that combines contemporary design, privacy, reliable infrastructure and access to the area's surf and lifestyle scene can be challenging. This 3-bedroom home for sale in Santa Teresa offers a compelling combination of those features at a current asking price of $990,000.

Set on a 413-square-metre lot, the property provides more than 200 square metres of designed living space, three bedrooms, three bathrooms, a private pool and landscaped surroundings. Built in 2016, the home is fully furnished and designed around the indoor-outdoor lifestyle that makes Santa Teresa so appealing to international buyers.

For buyers looking for a permanent residence, second home or investment property in Santa Teresa, this property deserves closer consideration.

Why This 3-Bedroom Home Stands Out

The appeal starts with the combination of location, modern construction and practical amenities.

The home is positioned within Santa Teresa, giving residents private access to the surrounding lifestyle, including surf spots, yoga studios and dining establishments described by the listing as being within a leisurely stroll. It also offers fibre optic internet and AyA water service, two important considerations for buyers planning to spend extended periods in Costa Rica.

Unlike properties that require extensive renovation or infrastructure upgrades, this home is presented as an established residence with contemporary comforts already in place.

Property Details

The property is currently offered at $990,000 and is listed as an active single-family home in Santa Teresa, Puntarenas.

It features three bedrooms and three bathrooms on a 413-square-metre lot, with approximately 2,153 square feet of floor area. The home was built in 2016 and includes one parking space. The property is fully furnished and includes air conditioning, a private pool, landscaped grounds, internet connectivity and a modern kitchen with quality appliances and ample storage.

The listing identifies the property as suitable for both lifestyle use and investment purposes, while also categorising it as an income-producing opportunity. However, buyers should request current financial documentation before making assumptions about rental revenue or investment returns.

A Modern Home Designed for Santa Teresa Living

The design is centred around natural light and an open-concept layout.

Inside, the living areas connect naturally with the kitchen, creating a practical environment for everyday living as well as entertaining. The kitchen is equipped with modern appliances and generous storage, making the property suitable for buyers who want a genuine full-time residence rather than a purely seasonal beach house.

The home also benefits from lush greenery around the property, creating a greater sense of privacy while maintaining the connection to Santa Teresa's tropical surroundings.

A Private and Connected Setting

Privacy is an important consideration in Santa Teresa, particularly for international buyers comparing properties in established beach communities.

This home offers private access and a landscaped setting, while still providing convenient access to the area's lifestyle amenities. The listing specifically highlights access to surf spots, yoga studios and dining establishments within a leisurely stroll.

That combination can appeal to buyers who want a quieter residential environment without being isolated from the community.

How Close Is the Home to the Beach?

The property is marketed as a beach property and is positioned within the Santa Teresa lifestyle area. However, the current listing does not provide a specific walking distance or walking time to the beach.

For that reason, buyers should not rely on an advertised number of minutes or metres without confirming the exact route during a private viewing.

This is particularly important in Santa Teresa, where terrain, road conditions and the precise location of a property can make a meaningful difference to how convenient a particular beach access point feels.

The Santa Teresa Surf Lifestyle

Santa Teresa is internationally recognised for its surf culture and relaxed coastal lifestyle.

For buyers who want more than a traditional holiday property, the area offers an environment built around outdoor living. Surfing, yoga, wellness, restaurants and time outdoors are central to the lifestyle, and this property is positioned to take advantage of that environment.

The listing specifically describes the property as a surfer's pick and highlights private access to vibrant surf spots and nearby lifestyle amenities.

For an owner who plans to use the home personally, that lifestyle accessibility can be just as important as the property's specifications.

Surf Spots, Restaurants and Local Lifestyle

One of Santa Teresa's strongest selling points is the ability to build a day around the coast rather than around a conventional resort schedule.

Mornings can begin with a surf session, followed by breakfast or coffee, time at home or a yoga class, and an evening spent exploring the area's restaurants.

The property listing highlights nearby surf spots, yoga studios and fine dining, making the location particularly relevant for buyers who value an active and social coastal lifestyle.

What About Ocean Views?

Ocean views can command a premium in Santa Teresa, but this particular property should not be marketed as an ocean-view home.

The current listing identifies the property's view as landscape, not ocean.

For buyers whose priority is a direct ocean panorama, other properties should be considered. For buyers who prioritise privacy, modern living, pool facilities and access to Santa Teresa's lifestyle, the absence of a stated ocean view does not necessarily diminish the property's overall appeal.

Water Supply in Santa Teresa

Water infrastructure is an important part of due diligence when buying property on the Nicoya Peninsula.

This home has AyA water service, which is specifically stated in the current property listing.

That gives prospective buyers a clear starting point when assessing the property's water infrastructure. Before purchasing, buyers should still confirm the current service arrangement, account status, connection documentation and any relevant utility costs as part of their due diligence.

Understanding the water situation is especially important for buyers comparing different Santa Teresa properties because infrastructure can vary considerably between locations.

Fibre Optic Internet for Modern Coastal Living

Reliable internet has become increasingly important for international property buyers.

For remote workers, business owners and buyers who plan to spend several months a year in Costa Rica, connectivity can influence whether a property works as a genuine second home rather than simply a holiday retreat.

This property has fibre optic internet, giving it an important practical advantage for modern coastal living.

Combined with the home's contemporary design, that makes it suitable for buyers who want to maintain professional connectivity while enjoying Santa Teresa.

Private Pool and Outdoor Living

The property includes a private pool and landscaped outdoor surroundings.

A pool can add considerable value to the Santa Teresa lifestyle, particularly for owners who want an alternative to spending every day at the beach. It also creates an additional space for relaxing and entertaining at home.

The surrounding greenery contributes to the property's private atmosphere while reinforcing the indoor-outdoor character of the home.

Is $990,000 Under $1 Million in Santa Teresa?

Yes. At a current asking price of $990,000, the property falls just below the $1 million threshold.

That positioning is relevant for buyers who have established a maximum budget of $1 million but still want a substantial home in Santa Teresa.

The current Coldwell Banker Sunset Reef Realty inventory also shows several other properties around the $950,000 to $1 million range, including other three- and four-bedroom homes. That means buyers should compare not only asking prices, but also lot size, construction, views, infrastructure, rental history, location and overall condition.

In other words, being below $1 million is useful as a search criterion, but it should not be the only measure of value.

Is $990,000 a Good Price for This Property?

A property's asking price should always be assessed against comparable homes and the specific characteristics of the asset.

This home offers three bedrooms and three bathrooms, a 413-square-metre lot, approximately 2,153 square feet of floor area, a private pool, full furnishings, AyA water, fibre optic internet and landscaped grounds.

There are other Santa Teresa properties currently listed around the same price point, including a 4-bedroom villa at $990,000 and another 3-bedroom home listed at $989,000.

That makes professional comparison particularly valuable. Buyers should evaluate what they are actually receiving for the asking price rather than comparing bedroom counts alone.

Are Property Prices Being Reduced in Santa Teresa?

Price reductions and changing seller expectations are increasingly relevant to buyers watching the Santa Teresa market.

However, a buyer should distinguish between a genuine price reduction on a specific property and general market commentary. The current listing for this 3-bedroom home shows an asking price of $990,000, but it does not identify the property as currently price reduced.

That distinction matters.

If you are negotiating in Santa Teresa, your strongest position comes from understanding comparable inventory, time on market, property condition and the seller's circumstances rather than assuming every property is negotiable by the same amount.

Could This Santa Teresa Home Work as an Investment?

The current listing identifies the property as both income producing and an investment opportunity.

That makes it relevant to buyers considering a combination of personal use and rental income.

However, investment potential should be assessed using actual financial information. Buyers should request rental history, occupancy data, operating expenses, management costs, maintenance records and other relevant documentation before calculating an expected return.

A property can have strong rental potential without guaranteeing a particular yield.

Santa Teresa as a Vacation Home

For lifestyle buyers, one of the strongest advantages of this property is flexibility.

The home can serve as a private residence, a second home or a property that is rented when the owner is not using it, subject to applicable regulations and the buyer's intended rental model.

The three-bedroom configuration also gives owners more flexibility than a smaller one-bedroom or two-bedroom property, particularly for families and groups of friends.

Private Lending and Financing Options

International buyers should not assume that purchasing property in Costa Rica works exactly like financing a home in their home country.

Private lending may be one financing route worth investigating, particularly for buyers who prefer to structure a transaction around an investment or business strategy.

Terms, collateral requirements, interest rates, loan-to-value ratios and eligibility can vary significantly between lenders and borrowers. Any private financing arrangement should therefore be reviewed carefully with qualified legal and financial advisers before a commitment is made.

Cash buyers should also assess the full acquisition budget rather than focusing solely on the $990,000 purchase price.

Who Is This 3-Bedroom Santa Teresa Home Best For?

This property could appeal to several distinct buyer profiles.

Lifestyle buyers may appreciate the combination of modern design, privacy, pool facilities and access to Santa Teresa's surf and dining scene.

Second-home buyers may value the property's furnishings, connectivity and established infrastructure for spending extended periods in Costa Rica.

Remote professionals may benefit from fibre optic internet while maintaining access to a tropical coastal lifestyle.

Investment buyers may be interested in the property's current classification as income producing and its potential for personal use combined with rental activity, subject to financial and regulatory due diligence.

What Should Buyers Verify Before Purchasing?

• Title and ownership
• Property boundaries and survey information
• Building permits and construction documentation
• AyA water service and utility records
• Electricity and internet infrastructure
• Access rights and private roads
• Property taxes and municipal obligations
• Pool and structural maintenance
• Insurance availability
• Rental regulations and permits, if applicable
• Existing rental agreements or operating arrangements
• Actual rental income and expenses, if the investment case depends on them

A qualified Costa Rican attorney and appropriate property professionals should be involved in the legal and technical due diligence process.

Why Work With Coldwell Banker Sunset Reef Realty?

Buying property in Santa Teresa is about more than finding a home online.

International buyers need accurate property information, local market knowledge and guidance through the purchasing process. Coldwell Banker Sunset Reef Realty provides access to Santa Teresa property listings and local expertise for buyers evaluating homes, investment opportunities and lifestyle properties across the Nicoya Peninsula.

The agency's current Santa Teresa inventory includes homes, luxury properties, land, hotels and commercial opportunities, allowing buyers to compare different property strategies within the same market.

Explore This Modern 3-Bedroom Home in Santa Teresa

At $990,000, this modern 3-bedroom home offers a distinctive combination of contemporary living, privacy, pool facilities, AyA water, fibre optic internet and access to the Santa Teresa lifestyle.

It is not an ocean-view property, and the current listing does not specify an exact walking distance to the beach. Instead, its strongest proposition is the combination of modern residential comfort and convenient access to the area's surf, wellness, dining and outdoor lifestyle.

If you are considering a home in Santa Teresa under $1 million, this property is worth adding to your shortlist.

Request more information and schedule a private viewing with Coldwell Banker Sunset Reef Realty to determine whether this Santa Teresa home fits your lifestyle or investment objectives.

Frequently Asked Questions

Is this 3-bedroom home in Santa Teresa under $1 million?
Yes. The current asking price is $990,000.

How many bedrooms and bathrooms does the home have?
The property has three bedrooms and three bathrooms.

How large is the property?
The home sits on a 413-square-metre lot and has approximately 2,153 square feet of floor area according to the current listing.

Does the property have a swimming pool?
Yes. The property listing identifies a pool as one of its features.

Does the home have ocean views?
No ocean view should be assumed. The current listing identifies the view as landscape.

What type of water service does the property have?
The property has AyA water service. Buyers should verify the current service documentation and utility arrangements as part of their due diligence.

Does the home have internet?
Yes. The listing specifically states that the property has fibre optic internet.

Is the property furnished?
Yes. The current listing identifies the property as fully furnished.

Can this property be used as an investment?
The listing identifies the property as income producing and as an investment opportunity. Buyers should request current financial records and independently assess rental performance before relying on an investment return projection.

How close is the home to the beach?
The property is marketed as a beach property and provides access to Santa Teresa's coastal lifestyle, but the current listing does not state a specific walking distance or walking time to the beach.

How can I view this property?
The property is currently active and the listing provides an inquiry and viewing process. Buyers can contact Coldwell Banker Sunset Reef Realty to request further information and arrange a private viewing.